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Debt Payoff Calculator
Debt Payoff Calculator
Compatible with Google Sheets & Excel | iOS, Android, Mac, Windows
Debt can weigh heavy on your mind—and your life. This simple, powerful tool helps you take control of your finances, track your payments, and finally become debt-free. Whether you're paying off credit cards, student loans, or any other debt, this tool gives you a clear plan of action using either the Snowball or Avalanche method. No more second-guessing. Just plug in your debt details and track your progress in real time.
🔹 Limited Time Deal | One-Time Purchase, Lifetime AccessNo subscriptions. No complicated setup. Just a simple, effective system that puts your money back in your hands.
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Debt Payoff Calculator
Why You’ll Love It
Why You’ll Love It
- Works with Google Sheets & Excel
- Access it from any device (iOS, Android, Mac, Windows)
- Choose Snowball or Avalanche method
- Track up to 20 debts with auto-payoff plan
- Visual progress dashboard to keep you motivated
- No formulas or setup needed — ready to use
- Data stays private & secure
What’s inside
What’s inside
- Debt Tracker Dashboard (visual overview)
- Snowball + Avalanche Calculators
- Individual Debt Breakdown
- Automatic Payment Plan Generator
- Progress Charts and Summaries
- Color-coded tabs for ease of use
How to use
How to use
- Open in Google Sheets or Excel
- Enter your debts: balance, interest rate, and payment
- Choose your method (Snowball or Avalanche)
- Follow your personalized payoff plan
- Watch your debt disappear, month by month

6 Reasons to Use the Debt Payoff Calculator & Tracker
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1. Build Your Debt-Free Vision
Know where you’re going and why. Whether your goal is to stop living paycheck to paycheck, start saving for a home, or just breathe easier, your debt-free vision starts here.
Break your payoff goals into realistic steps and stay focused on what really matters. -
2. Choose the Right Strategy
Use either the Debt Snowball or Debt Avalanche method-whichever motivates you more.
The built-in calculator lets you compare timelines, interest savings, and total payments side-by-side so you can pick the path that fits your life. -
3. Know Your Progress at All Times
No more guessing or messy notebooks. You’ll always know how much you’ve paid, what’s left, and how far you’ve come.
The dynamic dashboard updates automatically and shows your progress in clean visuals and charts that actually feel rewarding. -
4. Access It From Anywhere
This Google Sheets + Excel system is cloud-based and device-friendly.
Use it on your iPhone, Android, tablet, or laptop-at home or on the go. Your debt-free plan is always just a tap away. -
5. Stay Motivated Every Month
Track up to 20 debts and see them melt away as you update your tracker.
Celebrate each milestone, watch your balances drop, and stay encouraged with clear proof that your hard work is paying off -
6. Reduce Stress, Boost Confidence
Financial stress affects every area of life.
This tool puts you back in control. Reduce anxiety, improve your sleep, and gain the peace that comes from finally having a plan that works.
Ready to post in 3 simple steps
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1. Download Your Toolkit
Get instant access to 125+ pages of ADHD-friendly tools, strategies, and activities—right after checkout. No waiting, no shipping delays.
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2. Open on Any Device
Use on your phone, tablet, or print it out. Fully compatible with iPads, computers, and note-taking apps like GoodNotes or Notability.
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3. Start Seeing Progress
Follow the guided worksheets and activities to build focus, regulate emotions, and create positive routines - starting today.